Insurance for the Arizona businesses our families run.
Many of the families we insure also own a business. We place commercial coverage for contractors, restaurants, professional services and retail. Send us the current policy and we will shop it across the carriers that write your trade.
New to this, or not sure what you are required to carry? Start with business insurance in Scottsdale — what Arizona actually requires, and where a business owner's policy stops.
Request a Commercial ReviewSix commercial lines, one named agent.
Business Owners Policy (BOP)
Property + general liability + business income in one package. The base coverage most AZ small businesses need, and worth re-shopping at renewal because BOP markets shift fast.
General & Professional Liability
GL for trade work and contracting; E&O for advisors, consultants, agents. Where most uninsured-defense exposure quietly lives.
Commercial Auto & Fleet
Owned vehicles, hired-and-non-owned auto, fleet aggregation. The line where Arizona is hardest on rate; shopping multiple carriers is the only lever.
Workers' Compensation
AZ statutory coverage; class-code review and audit recovery are where most savings hide. Worth a class-code check whenever your operations change.
Cyber & Data Breach
First-party (your data, your downtime) and third-party (client data, ransomware). Increasingly asked for in commercial leases and vendor contracts.
Bonds & E&O
Surety bonds for contractors, license bonds, E&O for licensed professionals.
Commercial markets we can place with include AmTrust, Berkshire Hathaway GUARD, CNA, EMC, Acuity, The Hanover, Employers, Pie Insurance, Coterie, UFG and Next Insurance. See the carrier list.
Businesses we can place.
Trade contractors
GCs, HVAC, electrical, plumbing, landscape, pool. License bonds + GL + commercial auto + workers' comp.
Restaurants & hospitality
Single location and small groups. Liquor liability, food spoilage, employment practices, BOP.
Professional services
Consultants, designers, financial firms, real estate brokers. Cyber + E&O + BOP.
Retail & e-commerce
Brick-and-mortar boutiques, AZ-based DTC brands. Property + product liability + cyber.
Healthcare adjacent
Medspas, dental hygiene, wellness studios. Professional liability + BOP + cyber.
Real estate investors
Landlords with 2–15 doors, short-term rental operators. DP3/DP1 + landlord liability + umbrella stack.
Let's look at your renewal.
Send us your current commercial declarations page or your renewal notice. We'll re-shop the market and tell you exactly what changed and why.
Request a Commercial Review