Concierge underwriting for Valley estates,
and the families behind them.
For homes above $2M. For agreed-value collections, aviation and marine, scheduled fine art, and umbrella stacks at $5M and above. Underwritten through Chubb, PURE, AIG Private Client, and Vault. By appointment.
Request a Private Client ConsultationFour carriers that actually write high-value AZ risk.
Chubb Masterpiece
The institutional benchmark for $2M+ homes. Cash settlement option, worldwide property coverage, dedicated claim adjuster.
PURE Insurance
Member-owned. Excellent for high-net-worth households who want a different underwriting philosophy and a flatter fee structure.
AIG Private Client Group
Strong for complex risk: aviation, marine, scheduled art, secondary homes. Deep on cross-border and international coverage.
Vault
The newer entrant; competitive on younger HNW households and tech-forward families. Often the right answer for first-time PCG buyers.
Coverage that belongs on its own schedule.
High-Value Home
$2M+ replacement cost, including custom builds, multi-property households, and trust-owned homes. Cash settlement options available.
Collectibles & Art
Scheduled fine art, antiques, jewelry, wine. Worldwide coverage. We coordinate with appraisers and inventory specialists if needed.
Classic & Exotic Auto
Hagerty for the daily-drivable classics; Chubb and PURE for higher-value exotics. Agreed value, mileage flexibility, garaging requirements explained.
Umbrella ($5M–$25M+)
Layered personal umbrella over home, auto, and any rental properties. Coordinated with corporate umbrellas where applicable.
Aviation & Marine
Owned aircraft, jet shares, helicopter, yacht, watercraft. Most of these require specialty placement — we're experienced with the market.
Family Office Liaison
Direct working relationship with your family office's risk manager, attorney, or wealth advisor. We document everything in writing.
The in-home review.
For Private Client engagements we offer an in-home review at no cost. We walk the property, photograph what we need to photograph, talk through the family's schedules and concerns, and build the carrier short-list around what we've seen.
The review takes about 90 minutes. The audit follows within fourteen days, signed and mailed.
Request a Private Client consultation.
Email or call to schedule. If you've been referred by an advisor, mention their name in the subject line and we'll route accordingly.